- Teacher: Silvan Said
- explain a claimant’s obligation of proving a loss under a property policy.
- know how to apply the principle of proximate cause and deal with concurrent causation in a given loss situation.
- apply the definitions of fire and special perils in relation to property insurance and the All Risks Property wordings.
- know how to check compliance by the insured with the general conditions and claims conditions of the policy.
- know the methods by which insurers provide indemnity to the various classes and types of physical property and the measure of indemnity.
- know the investigation process, documentation and proof of loss required in order to complete the claim file and recommend settlement.
- calculate an adjustment that includes sums insured, sub-limits, deductibles, co-insurance, the memoranda clauses, depreciation, and betterment.
- know how to calculate contribution when another policy covers the same loss.
- Identify the potential for subrogation in a given loss and know the steps necessary to preserve the insurer’s and the insured’s rights.
- Know how to issue claim payments to account for all interests.

Mr. Silvan Said ACII, ARM, Chartered Insurance Practitioner
Founder, Managing Director
Mr. Said is a senior risk and insurance executive with over 36 years experience in the industry and is an Advanced Technical Insurance trainer accredited by the CII. He has been actively involved in talent development for the insurance industry since 2002, consulting and delivering courses in Malta, Eastern Europe and the MENA region.
Over his twelve years experience in the GCC, Silvan has developed a deep understanding of the training and development needs of the insurance market in the GCC. In March 2015, he established RISC institute and it quickly became the undisputed leading training institution for the insurance industry in the UAE both in terms of attendance numbers and qualified students.
Check out his profile here.
Interact with the tutor
30 hours of Guided Learning Hours through Virtual Live Classes
Weekly Schedule
Over 150 end of topic practice quizzes
Case studies and assignments
Grade Book
Boot Camp (Live virtual session)
Private Study
Interactive online lessons
Short videos explaining key concepts
Online viewing of powerpoint presentations
Practice exam with feedback
Links to further learning resources
Live class recordings
Mobile app
Group Dynamics
Discussion fora
Messaging
Group work
Profile sharing
Customer help line
Whatsapp group

This price is inclusive of 5% VAT.
A non-refundable admission fee of AED 1,000 is payable upon registration to confirm your enrollment. This fee will be deducted from the total programme fee. For further information, see our Cancellation and Refunds Policy.
Enrollments are subject to our Terms and Conditions